If a homeowner falls behind on their mortgage a bank may foreclose on the property. Foreclosure is a problem facing many homeowners today. If you are facing foreclosure, it is important to understand that you have options and rights. Understanding your options and rights is extremely important if a foreclosure suit has been filed against you. Time is of the essence when facing a foreclosure lawsuit. You should reach out to a qualified foreclosure defense attorney as soon as possible to see how you can save your home.  The Law Offices of David Meltzer can help you fight foreclosure and save your home. There are many strategies to keep your mortgage company from foreclosing on your home, these strategies include:

• Loan Modification
• Loan Reinstatement
• Short Sale
• Foreclosure Defense
• Chapter 13 Bankruptcy/Debt Reorganization
• Mortgage Refinance